DEVK Young Driver Plan – Start Smart and Save Money

28. August 2025
Jochen Verbeet
DEVK Jochen versichert - Die Junge-Leute Regelung der DEVK  

► Deutsche Version: DEVK Junge-Leute-Regelung – günstig starten und clever sparen 

DEVK Young Driver Plan – Start Smart and Save Money

You’ve just got your driver’s license or are planning to register your first car? With the DEVK Young Drivers Plan, you benefit from especially low premiums and start directly with a better no-claims bonus class.

We are your local DEVK agency, specializing in digital consultations. We provide fast, straightforward, and personal support to ensure you get the best insurance coverage for your car – with all the benefits of DEVK.


DEVK Young Driver Plan - This allows new drivers to start with up to seven claim-free years.

DEVK “gifts” you at least two claim-free years!
Your claim-free class (SF class) has a major impact on the cost of your car insurance — the higher your SF class, the lower your premium.

Our Young Driver Plan is our personal recommendation for anyone just starting out behind the wheel. With this option, you get comprehensive insurance protection while saving a noticeable amount on your premiums.

Normally, new drivers registering their first car start in SF Class 0 — meaning no claim-free years and a premium rate of 100%. That can make your start into car ownership pretty expensive.

With the DEVK Young Driver Plan, it’s different:

  • Fresh license? Start directly in SF Class 2 — paying only 56% of the standard premium instead of 100%.
  • Had your license for a while? You benefit even more: we count your years of license ownership plus two extra claim-free years — up to a maximum of five years of license possession.

This means you can start with up to seven claim-free years and pay as little as 42% of the regular premium.
A clear advantage for your wallet!


Requirements for the DEVK Young Driver Plan – How to Secure All the Benefits

To take advantage of the DEVK Young Driver Plan, you need to meet a few specific requirements:

1️⃣ First-time car insurance
Your vehicle must be registered in your name for the first time and insured with DEVK.

2️⃣ Registration in your own name
The car must be officially registered in your name at the local registration office. This way, you are both policyholder and vehicle owner. A different registered owner is not allowed under this plan.

3️⃣ Comprehensive insurance protection
While liability insurance is mandatory by law, the Young Driver Plan also requires a broader level of protection.

Specifically, you must have a total of four additional DEVK contracts — either existing or newly signed. These contracts can also be in the name of your partner, parents, grandparents, or siblings.

Your benefit: With these additional contracts, you often pay less than with a standalone car insurance policy — you get an attractive all-in-one package and enjoy lower premiums.

Examples of useful additional contracts:

  • DEVK Legal Protection Insurance – if disputes arise after an accident
  • DEVK Accident Insurance – for your personal safety on the road
  • ACV Membership – roadside assistance plus additional car insurance discounts
  • DEVK Home Contents and Liability Insurance – essential basics for full protection

With this combination, you benefit from optimal coverage and enjoy especially low rates for your first car insurance policy.


DEVK Young Driver Plan – Our Recommendation for Beginners and Smart Savers

The DEVK Young Driver Plan is our personal recommendation for all new drivers. It helps you save a lot while providing comprehensive protection against everyday risks.

It’s especially beneficial if your partner, parents, grandparents, or siblings are already insured with us — we reward your loyalty with even better conditions.

Do you have any questions or would you like a non-binding quote? Feel free to contact us — we’ll advise you personally, individually, and in a way that’s easy to understand.

Take advantage of the DEVK Young Drivers Program now:
Book a free consultationPhone or online appointment 
► Call us directly: +492451 9114038
► Send us an email: info@jochen-versichert.de

Kostenfreie Beratung

Du hast noch Fragen?

Wir wissen, dass Versicherungen komplex sein können. Deshalb helfen wir dir gerne dabei, den Versicherungsdschungel zu durchblicken und beantworten alle deine offenen Fragen. Vereinbare jetzt einen Termin mit uns und profitiere von unserer persönlichen und umfassenden Beratung.

Kontaktformular